Why do you need a personal finance tool?

At a first glance, personal finances seem to be easy and well understood. People go to work every day, get paychecks every week or month, and have regular expenses on housing, food, clothes, vacations, etc. But, why so many people are unhappy …

This is an ordinal expat or international family of four people: father John, mother Marie, and their children Katy and Zak.

John is an American businessman and has a rather small business in USA, but due to personal reasons he with his family now lives in the suburb of Paris …

The family has accounts in different banks and even countries:

• John and Marie have a family current account in France, that was opened in BNP Paribas bank. This package includes debit cards for every family member. Some time ago, John and Marie opened Livret accounts for saving money (deposit accounts …